All usb 3.0 are brand new only configured with the programs. Usb 2.0 may be used and come in a standard usb or a more portable wallet card version. This is for a 3.0 fast usb / 2.0 usb or digital download You will be able to install the software on your computer with the usb flash drive or through the digital download. Digital Downloads will be sent through chat within 24 hours of purchase. Description: OpenUnderwriter is an open source software house specialising in the development of IT solutions for the insurance market. Specialists in the areas of eBusiness and component based development, the team has developed technology for a number of major insurance companies. The OpenUnderwriter platform has been collaboratively developed by some of the best technical brains in the Insurance Industry and offers a viable alternative to traditional solutions. To date, OpenUnderwriter has been downloaded over 26,000 times in 30 countries. Our goal is simple, we are focused on enabling insurers and brokers to perform more effectively by providing a powerful, adaptable and robust open source insurance software toolset that removes the traditional barriers associated with insurance software adoption, including high cost of ownership, slow time to market and restrictive long term contracts. Features QUOTE BUY - Onine, direct to market policy sales RATING ENGINE - Powerful, flexible fast PROPOSAL FORMS - Dynamic, user friendly configurable EXCEL RATING SHEETS - Configure rating rules using Excel QUOTE AGGREGATION - Compare quotes from many providers SINGLE QUOTE - Provide quotes from an individual provider PREMIUM COLLECTION - Integrate with a wide range of payment providers MOBILE READY - Serve the mobile market as well as the traditional PRODUCT DEVELOPMENT - Develop tailor you own product lines GENERAL LINES - Supports general lines insurance COMMERCIAL LINES - Supports commercial lines insurance NICHE PRODUCTS - Deliver niche products efficiently REFERRAL MANAGEMENT - Process referrals quickly efficiently DOCUMENT TEMPLATES - Template policy documents using PDF Forms ISSUE DOCUMENTATION - Automatically issue documentation LOCALISATION - Support multi language currency REGIONAL TAX - Configure regional insurance tax requirements SERVICE INTEGRATION - Designed to integrate with back office third party services BORDEREAU REPORT - Generate bordereau reports quickly easily REPORTING AND MI - Realise reporting management information requirements USER DASHBOARD - Customisable user dashboard B2B - Deliver products through agents B2C - Deliver products direct to market DATA MANAGEMENT - Powerful, flexible data management export DATA ANALYSIS - Collate point in time data for analysis COMBINE DATA SOURCES - Analyise multiple sources types of data SECURE - Secure, robust and stable environment FULLY WEB ENABLED - Transact business work over the web UNLIMITED USERS - No restrictions on the number of users UNLIMITED PROCESSORS - No restrictions on the number of processor FLEXIBLE HOSTING - Can be hosted locally, or in the cloud SOURCE AVAILABLE - Access, Audit or download the code at any time FLEXIBLE LICENCING - No long-term restrictive contract HIGHLY SCALABLE - System can scale to satisfy business demands WORKFLOW - Manage your business processes WEB CMS - Host whole insurance websites if required Benefits: Will Not Expire! Unlimited Installs And Usage! Save Cost On Other Professional Software. Use It For Your Business, For Personal Use Or For An Organization. We Are authorized under the developer’s GPL (General Public License) agreement to provide a service to buyers by offering this software in USB / Digital Format as defined in this listing. The software is free and readily available for download online. This is good news for companies or businesses that require the software to be permanent / portable on a fast usb that also do not have interest or are not able to connect to the internet to download the software. By buying this item you understand that you are not paying for the software you are paying for the download link information to the software or usb and time it takes to configure it.