Black Medium Texas Instruments Ba Ii Plus Financial Calculator. Product Description Texas Instruments BA II plus Financial Calculator for business professionals and students features are that it performs common math as well as various financial functions; the Worksheet mode includes tables for amortization, bond, depreciation, and compound interest, Built-in memory for storage of previous worksheets, Can perform cash-flow analysis and advanced list-based statistics and a Slide-case included to protect screen. Amazon.com We're definitely taking this along with us the next time we shop for a house. Though it takes a little effort to master the collection of financial worksheets available on the Texas Instruments BA II Plus, you'll be glad you invested the time and money in this fine financial calculator. The BA II Plus operates in standard calculator and worksheet modes. The standard mode lets you perform common math as well as operations involving the time value of money--that is, applications such as mortgages or annuities in which payments are equal and evenly spaced. You can also perform trigonometric functions in standard mode. The more hard-core worksheet mode includes tables for amortization, bond, depreciation, and compound interest. If you're not familiar with such calculations, the very helpful user's manual will guide you through the process. All previous worksheet values are stored in memory, so you don't have to retype all the bond maturity or cash flow analysis figures. The average user who wants to calculate a basic loan payment will be more comfortable working in the standard calculator mode. We were using the BA II Plus tools for calculating basic interest and payment periods within minutes. Still, it's good to know that the more advanced features are available for those who require heavy-duty financial computing. Finance students and average users alike will find much to like in the Texas Instruments BA II Plus. --John Frederick Moore Product Features Profitability calculations; cash flow function Calculates NPV and IRR for uneven cash flows Time-value-of-money and Amortization keys solve problems including: pension calculations, loans, mortgages, etc. Ideal calculator for students, managers and statisticians Built-in functionality : List-based one- and two-variable statistics with four regression options: linear, logarithmic, exponential and power Shipping: Shipping is complimentary within the lower 48 US States. We Do Not Ship to PO/APO Boxes, HI or Alaska We Do Not Ship Outside of the Continental US All items ship within 24-72 hours of Payment For large items that require Freight shipping a valid phone number is required to call and schedule your delivery Terms of Sale and Feedback: Feedback is extremely important to us and If you are satisfied with our transaction, please take a moment to leave Positive Feedback. YOUR Satisfaction is our #1 Priority! If there are any issues, PLEASE contact us BEFORE leaving a neutral or negative rating so that we may resolve any concerns. We PROMISE we can make you happy if you give us a fair chance. Returns / Concerns: All items qualify for returns within 14 - 30 days of receipt. Buyer is responsible for return shipping on any item that is not damaged Please be sure this is an item you want before making your purchase. Customer Satisfaction is our TOP priority! All items are IN STOCK at time of listing. Inventory changes constantly and it is impossible to maintain a perfectly accurate count of all items. Please do not penalize us if we have to issue you a refund! Thank You For Your Business!