THIS IS A CUTE SILVER COATED BEAR BANK.  THE BOTTOM STATES IT IS TARNISH RESISTANT BUT THIS POOR BEAR LOOKS PRETTY SAD WITH ITS PATINA THAT IS ON IT NOW.  I AM NOT AN EXPERT ON CLEANING SILVER ITEMS.  THE DIRECTIONS ON THE ORIGINAL STICKER STATES TO JUST WASH IT WITH A SOFT DAMP CLOTH...DO NOT USE SILVER POLISH.  IT IS ALSO MARKED MADE IN JAPAN ON THE BOTTOM IN A BLUE AND SIVER STICKER.  IT IS STILL A PRETTY NICE BANK.  THE NAME ON THE PLAQUE THE BEAR HAS HANGING AROUND ITS NECK SAYS … KAITLYN.  I BELIEVE THAT PLAQUE CAN COME OFF.  
MEASURES OVER 4 3/4 INCHES TALL X 3 3/4 INCHES WIDE X 3 1/2 INCHES THICK.  

see photos on the condition on this cute little bear … it can explain the condition better than I can